FINANCIAL MARKETS AND INSTITUTIONS

Degree course: 
Corso di First cycle degree in ECONOMICS AND MANAGEMENT
Academic year when starting the degree: 
2021/2022
Year: 
2
Academic year in which the course will be held: 
2022/2023
Partizione: 
Cognomi A-G
Course type: 
Compulsory subjects, characteristic of the class
Seat of the course: 
Varese - Università degli Studi dell'Insubria
Credits: 
9
Period: 
First Semester
Standard lectures hours: 
60
Requirements: 

Attending the course is easier for students with basic knowledge of management, micro and macroeconomics, financial maths, private and commercial law.

The examination is carried out in the presence, in compliance with the provisions of the University.
The exam is written and composed by 6 questions, and it takes 60 minutes.
The score per each question is expressed over 30 points; the final grade is given by the average of each single score.
To pass the exam, the minimum score is 18 points out of 30.
In the case of students that can take the remote exam (exceptions are reported within the University’s guidelines), the final exam will be an online quiz via the e-learning platform. The test will contain 18 “closed-ended questions” to be solved in 36 minutes. To pass the exam, the minimum score is 18 points out of 30.

Mid-term exams are scheduled, in the form of written exams.
The first mid-term exam, that covers topics referred to Part I of the course program, lasts 40 minutes and includes 4 questions.
The second intermediate exam, which can be accessed only if the first exam is not failed (i.e., score at least 18 out of 30 points), consists of a written exam to be completed in 20 minutes and includes 2 questions.
In the case of remote exams, the mid-term exams will be two online quizzes via the e-learning platform. The first mid-term exam will be composed by 12 “closed-ended questions” to be solved in 24 minutes. The second test, at the end of semester, will cover topics included in Part II of the course program; the structure of the quiz will include 6 “closed-ended questions” to be solved in 12 minutes. The final grade will be the average of Part I’s score and Part II’s score.
We have no difference in course and exam program between attending and non-attending students.
No other forms of evaluation can be applied.

Assessment: 
Voto Finale

The course gives basic elements about the structure and the functioning of markets and financial intermediaries. Specific topics also relate to structure, activities, and operational tools of banking, insurance, and markets intermediaries, and basic elements for securities’ valuation as well. The course gives also basic information about costs and yield of financial instruments, banking and insurance contracts and financial market operations.
After attending the course, the student will be able to:
- describe and analyze different functions of financial markets and intermediaries and linkages among them;
- detect and describe main differences among financial contracts (banking, insurance and pensions, and market instruments) and their linkage to families and firms’ financial needs;
- describe operating activities, revenues and costs for banks, insurance companies and other financial intermediaries (e.g., asset management firms, specialized financial and credit intermediaries);
- describe and analyze objectives and activities of regulation and supervision on financial intermediaries and markets.
Moreover, at the end of the course the student will be able to:
- understand and use main financial technical terms. The student will be able to understand, summarize and critically evaluate specific literature and financial news on fundamental financial topics.
- evaluate risk and return of simple financial securities and understand main topics on the functioning of financial system (risks and performance drivers).

Part I - The financial system: functions, intermediaries, markets, and regulation (40 hours, 6 CFU/ECTS).
1. Main functions of the financial system (8 hours)
2. Financial contracts and risks related to banking and financial intermediation (4 hours)
3. Intermediation function (12 hours)
4. Money and payment systems (2 hours)
5. Transmission mechanism of monetary policy (some remarks) (2 hours)
6. Financial markets: some definitions (3 hours)
7. Financial intermediaries (6 hours)
8. Regulation and supervision (3 hours)

Part II - Financial instruments, products, and financial services (20 hours, 3 CFU/ECTS)
9. The value of the money and the evaluation of financial securities (6 hours)
10. Bond and debt securities and stocks (6 hours)
11. Firms’ and households’ financial needs and choices (4 hours)
12. Financial operations (4 hours)

A detailed timetable for lessons and topics will be published in the course e-learning page (https://elearning3.uninsubria.it).

See the section “Contents".

The course will have face-to-face lessons, unless otherwise indicated on the University website.

THE LECTURERS HAVE NOT DELIVERED NOR AUTHORIZED NOTES OR RECORDING OF LESSONS OR SUMMARIES.
The Mandatory Handbooks for the exam are indicated on the e-learning page of the course.
In the e-learning page students will also find slides and other online materials. In the final page of each group of slides, a list of main topics and some questions for checking exam preparation are reported.
Seminars and other initiatives on specific topics in the course could be organized.
In the e-learning page students will find a simulation of the examination test, for their self -evaluation. These results will not be evaluated by the teacher.

Office hours
The lecturer meets students weekly, except holidays and in August. Please refer to teacher’s web page for timetable.