INSURANCE MANAGEMENT

Degree course: 
Corso di Second cycle degree in ECONOMICS, FINANCE AND BUSINESS LAW
Academic year when starting the degree: 
2018/2019
Year: 
1
Academic year in which the course will be held: 
2018/2019
Course type: 
Optional subjects
Language: 
Italian
Credits: 
3
Period: 
First Trimestre
Standard lectures hours: 
30
Detail of lecture’s hours: 
Lesson (30 hours)
Requirements: 

Basic knowledge on the structure, functioning and regulation of financial systems (intermediaries and banks). Additionally, basic knowledge on insurance contracts are required.
No preparatory courses are needed.

Final Examination: 
Orale

One-hour written exam, closed book.
6 questions (50-60% exercises and 40-50% open questions) are each worth 5 points each to get a maximum score of 30/30.
Students are required to demonstrate their knowledge, understanding and ability to apply the course content by both answering theoretical questions and solving numerical problems.

Additional material and presentations presented in class are uploaded on the e-learning platform.

Assessment: 
Voto Finale

The course provides basic knowledge in managing insurance companies.
Students should be able to understand main features and functioning of insurance products, processes and management activities. Students should also be able to analyze insurance products, especially life insurance, to read and analyze insurance balance sheets and other company documents, and lastly they should be able to interpret market trends and developlments.
At the end of the course, students are expected to:
- know how insurance companies and insurance products work
- read and understand insurance policies, to be familiar with insurance balance sheet and be aware of the main regulatory measures of the insurance sector;
- learn technical insurance terms commonly used in national and international contexts

1. The structure of insurance system at national and European level.
1.1. The concentration process in the insurance sector
1.2. Innovations in the insurance distribution
1.3. Solvency II and its impacts on the insurance companies’ management.

2. Pure risk management and financial management in life and no-life sectors.
2.1 Co-insurance and reinsurance
2.2. Contracts, premium and technical reserves
2.3. Financial management and performance

3. Risk management and capital management
3.1 Technical reserves and capital coverage
3.2 Risks and capital in the Solvency II regime.

Lectures will be equally distributed on the three main subjects of the programme.

Textbook: A. FLOREANI, Economia delle imprese di assicurazione, Il Mulino, Bologna, 2011.

ppt presentations will be uploaded online together with possible additional material.

Convenzionale

Face-to-face teaching and practical work such as reading and understanding insurance contracts, calculating insurance premium, analysing insurance balance sheets to actively interact with attending students and share with them analytic methods and techniques.

Borrowed from

click on the activity card to see more information, such as the teacher and descriptive texts.