BANKING MANAGEMENT
Knowledge of basic items in structure, tasks and regulation of a financial system (intermediaries and markets), given in the course of Economics of Financial Intermediaries (9CFU) or similar for students coming from other Universities
The course gives basic elements about main items, tasks and instruments in banking management.
A student will get a comprehension of basic items in banking management and will be able to give a representation about single management areas and tools.
Expected learning result can be described as follows:
- understand links between banking management objectives and single management areas
- understand consequences on a bank financial position, profitability and risk generated by main activities and operations
- know and understand relations between management choices and burdens coming from specific regulation
- aknowledge risk consequences deriving from main management choices in a bank
- know and use techinical language and terms used at a international level, particularly english
1. A bank as a private company: microeconomic themes
1.1.The production process in banks and its economic effects
1.2.Business and legal models in banking; the relationship between banks and territory
2. Objectives and constraints in banking management.
2.1 Value creation as a primary task
2.2 Economic and financial equilibrium
2.3 The links between prudential regulation and management rules
2.4. The balance sheet analysis for a bank. Basic items
3. Banking management as risk management
3.1 Banking risks: categories and measurement techniques
3.2 Financial management and asset and liability management
3.3 Credit risk: definition, measurement and management
3.4 Market risk: definition, measurement and management
3.3 Operational and reputational risks: definition, measurement and management
4. The traditional management areas for a bank
4.1 Funding and liabilities management
4.2 Credit management
4.3 Securities portfolio management
4.4 Liquidity and cash management
4.5 Own funds: structure and connected policies
To be defined